Mortgage Lender in Beverly, Massachusetts

VA Loans, Home Mortgages, and Refinancing Made Simple

Looking for a trusted mortgage lender in Beverly, MA? Whether you’re buying your first home, refinancing, or using your VA loan benefit, Sean provides clear guidance and competitive mortgage solutions tailored to your goals.

From downtown condos to single-family homes near Beverly Farms and North Beverly, financing the right way matters.

Your Mortgage, Made Simple.

Trusted Home Loan Options in Beverly, MA

Beverly offers a mix of coastal properties, historic homes, multi-family residences, and newer developments. With proximity to Boston and a strong North Shore housing market, buyers often face competitive conditions.

Working with an experienced mortgage lender in Beverly helps you:

• Get fully pre-approved before making an offer

• Understand your true buying power

• Structure the right loan for long-term success

• Close smoothly and on time

Whether you’re relocating, upgrading, or investing, proper mortgage strategy makes a difference.

Mortgage Programs Available in Beverly, MA

Sean offers a full range of home loan options in Beverly, Massachusetts:

VA Loans:

For eligible veterans and active-duty service members. No down payment in most cases and no private mortgage insurance.

FHA Loans:

Low down payment options with flexible credit guidelines.

Conventional Loans:

Competitive rates and flexible terms for qualified buyers.

Non-QM Loans:

Alternative income solutions for self-employed borrowers and investors.

Renovation Loans:

Finance a home purchase and improvements in one loan.

Mortgage Refinance:

Lower your rate, adjust your term, or access home equity.

Each loan program is structured around your specific financial picture, not a one-size-fits-all approach.

Why Homebuyers in Beverly Work With Sean

Sean is ranked among the top 1% of loan originators nationwide.

Other reasons that clients love to work with Sean:

• VA loan specialist serving Massachusetts veterans

• Clear, transparent communication

• Direct access throughout the loan process

• On-time closings without surprises

Beverly’s housing market moves quickly. Strong pre-approval and proper loan structuring can give you a competitive advantage.

Understanding the Beverly Housing Market

Beverly’s coastal location, commuter access, and vibrant downtown make it one of the most desirable communities on the North Shore.

Home values and competition can vary depending on the neighborhood, property type, and market conditions. Whether you’re purchasing near the waterfront, in Beverly Farms, or in a multi-family investment property, choosing the right mortgage structure is key.

Having a local Massachusetts mortgage lender who understands both financing and market conditions can help you move confidently.

Learn More About Beverly, MA

Visit the city's official website to learn more about what to expect when moving to Beverly

Beverly, MA, USA

Frequently Asked Questions

How much do I need for a down payment in Beverly?

Down payment requirements depend on the loan program. Options range from 0% (VA loans) to as little as 3%–5% for conventional loans.

Can I use a VA loan in Beverly? Are VA loans competitive?

Yes. When properly structured and presented, VA loans can compete effectively in competitive markets.

How quickly can I close on a home in Beverly?

Most home loans close within 30–45 days, depending on the program and documentation.

Can I refinance my home in Beverly?

Yes. If you’ve built equity or rates have changed, refinancing may reduce your payment or improve your loan terms.

Guaranteed Rate is the top mortgage lender in Massachusetts

Sean Goudreau

NMLS# 326155

465 Waverley Oaks Rd

Suite 200

Waltham, MA 02452

(781) 202-9056

* Ranked Top 1% by Mortgage Executive Magazine

Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Rate. Rate, its affiliates, and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site.

Sean Goudreau and Rate are Equal Housing Lenders

Operating as Guaranteed Rate, Inc. in New York.

Guaranteed Rate, Inc. D/B/A Rate; NMLS #2611; Rate.com; 3940 N Ravenswood, Chicago, IL 60613; 866-934-7283. For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. Conditions may apply. • GA: Residential Mortgage Licensee #20973 • MA: Mortgage Lender & Mortgage Broker License #MC2611 • ME: Supervised Lender License #SLM11302 • NH: Licensed by the New Hampshire Banking Department, Lic #13931-MB • NJ: Licensed by the N.J. Department of Banking and Insurance • NY: Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022 • OH: MB 804160 • RI: Rhode Island Licensed Lender

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